Prepare the ham and cheese: Cut the slices of ham and cheese into circles slightly smaller than the size of the pancakes (use a cookie cutter or a glass).
Prepare the batter: In a bowl, beat the eggs with the yogurt and milk. Add the flour and yeast. Season with salt and pepper.
Heat the mixture: Use a pancake maker (ideal for even cooking and unattended). If you are using a frying pan, lightly grease it and heat over medium heat.
Assemble the pancakes: Pour a small ladle of batter into the mixture or frying pan. Add a slice of cheese, two pieces of ham, then another slice of cheese for the more greedy. Cover with a little batter.
Cook the pancakes: Cook for about 5 minutes, until the pancakes are golden brown and cooked in the center.
Enjoy: Serve immediately, while the cheese is still melted.
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